Find Your Northeast Ohio Dream Home
We FIND you HOMES THAT ARE OFF MARKET
It is not a coincidence
"I have found in my many years of helping Northeast Ohio home buyers purchase their dream homes, one of the most gratifying feelings is to be a part of this new chapter in their lives. This is a big decision. What should you be looking for in the realtor you chose to help you on this important journey? We have made it our mission to be able to provide more value to our home buyers than anyone else.
Helping our clients find greater Cleveland homes that are off-market are by far one of our biggest value propositions. Also, we offer creative programs that give our clients the comfort and confidence to know that they are purchasing the right home. When you combine those with countless years of experience and a passion to help, we are confident that we will exceed your expectations in starting this new chapter with you."
-Ryan Young
The Home Buying Process
Buying a home is a big step! Whether you're buying your first home, your dream home, or your tenth real estate investment property in greater Cleveland, yours will be a big investment. We know how important this is to you, and we have an army of realty experts to make sure we find the perfect property for your unique circumstances. We know the market and love real estate, and we'll educate you throughout the property buying experience.
Finding the perfect property is just one way we can help you with your real estate purchase. As real estate agents, we have ongoing access to experts in every related field from lending to relocation.
See what our clients have to say about their experience working with The Young Team
Know Your Home Mortgage Payment
Based on the home's sale price, the term of the loan, buyer's down payment percentage, and the loan's interest rate, this calculator can help estimate what you'll need to pay out monthly for your new home. This calculator factors in PMI (Private Mortgage Insurance) for loans with less than a 20% down payment, as well as town property taxes and its effect on the total monthly mortgage payment.
In order to determine the amount of home you can afford a lender will use your debt-to-income ratio to determine the percentage of your pre-tax income you spend on debt. Your debt ratio will include: monthly housing costs, car payments, credit cards, student loans, and any other installment debt. If you take on more debt before buying a home it will have an impact on the amount of the loan that the lender will finance.
